The Best Buying Opportunity In Years!


The Best Buying Opportunity In Years!

If you’ve been looking for a house and wondering if now is the right time to buy, the answer is, from a financial perspective, a resounding yes! This is the best buying opportunity we have seen in years! The 10 year treasury just dropped to it’s lowest point since September 2017, Click here for link  …

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When should I consider a refinance?

Refinancing your home can make sense for many different reasons, including, but not limited to: Lowering your interest rate Reducing your PMI Restructuring your debt obligations Building equity Changing the type of loan you are in  Introduction It’s funny- I’ve been in the real estate industry for about 15 years now, and I’ve heard it…

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Can I Afford to Buy a House? Part 2- Debt to Income

Calculating the Income Portion of the Debt To Income Ratio Introduction The Debt to Income Equation Best Case Scenario for maximum debt to income by loan type Whose income do I get to count in the calculation? How do I figure out how much income I get to count? How long do I have to…

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Can I Afford To Buy A House? Debt to Income Ratio

Calculating The Debt Portion Of The Debt To Income Ratio Introduction The Debt to Income Equation Best Case Scenario for maximum debt to income by loan type What counts as debt and what doesn’t count as debt How to figure out the 5 inputs of your house payment Student loan calculations A little bit about…

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Will the house I want to buy qualify for a loan?

Lenders want to know that the home they are loaning you money to buy is a good investment.  So, after determining that you are an acceptable risk they have to find out if the same can be said of your house. Introduction What is my home worth? What if my home isn’t worth what I…

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How Do I Improve My Credit Score Enough To Buy A House?

Credit is an important part of the home buying process and can influence what type of loan you qualify for and how much you will have to pay for that loan.  Improving your credit score is key to getting the best deal that you can possibly get Introduction Should I Try To Improve My Credit…

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How Much Are Closing Costs?

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Closing costs differ based upon a variety of different factors, but a good lender listens and structures a deal advantageously for their buyer Non recurring closing costs Prepaids Lender help with closing costs Seller help with closing costs Conclusion Introduction Last week, we talked about how much money a buyer will have to put down…

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How much Down Payment Do I Need To Buy A House?

House Holding Money

Every home buyer has a different answer to how much money they need to put down when buying a house- here’s how you know you have enough money to buy a house No money down options for select borrowers including USDA loans and VA loans Down Payment assistance loans, pluses, minuses and when they can…

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How Do I buy a Home? (Part 2)


From Pre-qualified to closing- we have your step by step guide to how the process works to answer the question- How do I buy a home? Finding the right agent Finding the right house for you Contract Earnest Money and Option Fee Inspections Appraisal Approval Conditions Close After the close   Buying a home for…

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How do I buy a house? (Part one)

I’ve been thinking about what to write for a while and I realized something: If I was a little smarter I would have started my first blog with a post like the one I’m now writing which answers the question many people have (and might be afraid to ask) which is, “How do I buy…

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Gabe Winslow
Loan Officer NMLS #1613381

C2 NMLS #135622
C2 TX #135622
C2 CO #100536491

Equal Housing Lender

Office Contact

Mortgages By Gabe
1521 Green Oak Place
Kingwood, TX 77339

(832) 557-1095

Corporate Office

C2 Financial®
10509 Vista Sorrento Pkwy
Ste 400
San Diego, CA 92121
Corporate Website

This licensee is performing acts for which a mortgage company license is required. C2 Financial Corporation is licensed by the Texas Department of Savings and Mortgage Lending, Colorado Division of Real Estate; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of Texas and Colorado.
Texas Complaint/Recovery Fund Notice: (

C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.