Exotic Loans- Lets Talk Bank Statements For Self Employed People

Entrepreneur Self Employed Business Owner Your Own Boss Signs

In this upcoming series of blog posts we will discuss unusual and exotic loan programs that might not be for everyone, but will help some people who wouldn’t otherwise qualify for a loan.  Today, we will talk about Bank Statement Programs and explain: Why these programs exist How they work How you qualify What they… [Read More]

The Best Buying Opportunity In Years!

31121265 - 3d image of house with graph falling

If you’ve been looking for a house and wondering if now is the right time to buy, the answer is, from a financial perspective, a resounding yes! This is the best buying opportunity we have seen in years! The 10 year treasury just dropped to it’s lowest point since September 2017, Click here for link  … [Read More]

When should I consider a refinance?

Bag with the money and the word Mortgage interest rates and arrow to down and house. Low interest in mortgages. Reducing interest payments for mortgages. The fall in housing rates on credit. Low housing demand

Refinancing your home can make sense for many different reasons, including, but not limited to: Lowering your interest rate Reducing your PMI Restructuring your debt obligations Building equity Changing the type of loan you are in  Introduction It’s funny- I’ve been in the real estate industry for about 15 years now, and I’ve heard it… [Read More]

First podcast

This is our first ever podcast, Shelby is trying to teach an old dog new tricks. We are just sort of goofing around and testing our equipment and if I’m smart enough to figure out how to embed a podcast.

Can I Afford To Buy A House? Debt to Income Ratio

Home loans market

Calculating The Debt Portion Of The Debt To Income Ratio Introduction The Debt to Income Equation Best Case Scenario for maximum debt to income by loan type What counts as debt and what doesn’t count as debt How to figure out the 5 inputs of your house payment Student loan calculations A little bit about… [Read More]